








Both programs provide the same level of professional care, strategic attention, and compliance-based dispute work.
The difference is how quickly disputes are processed and how frequently updates are delivered.
Regular Program:
Disputes are prepared and submitted on a standard processing timeline, with progress updates provided at regular intervals.
Expedited Program:
Disputes are prepared using an accelerated dispute strategy designed for clients with time-sensitive goals. Updates are delivered on a faster timeline.
The quality of service and strategic approach remains the same for all clients.
The only difference between programs is the dispute processing speed and reporting timeline, not the level of care.
This program is a one-time fee and includes three rounds of dispute processing.
Additional services, if needed, are discussed separately.
Yes. Both programs challenge the same types of negative items, including:
• Collections
• Charge-offs
• Repossessions
• Hard inquiries
• Late payments
• Medical bills
• Bankruptcy-related accounts
• Student loans
• Child support reporting
• Foreclosure reporting
Disputes are based on accuracy, compliance, and verification standards, not the program tier.
Note: Late payment disputes often require additional time and may take longer than 30 days on either program.
After enrollment, you’ll receive access to your secure client portal, where you’ll upload required documents.
Once your file is prepared, we begin the dispute process according to your selected program timeline.
All clients—Regular and Expedited—receive 24/7 access to the secure client portal, where you can:
• Track dispute activity
• View updates
• Monitor changes as credit bureaus respond
There is no additional charge for portal access.
Credit repair results vary by individual credit profile, and we do not guarantee specific score increases or removals. Our work focuses on challenging inaccurate, unverifiable, or non-compliant information in accordance with federal consumer protection laws.
However, we do stand behind our process.
If no deletions are achieved within 90 days of active dispute work, we offer a 90-day money-back guarantee, provided all program requirements are met.
